Address
509 Cove Villa Street, Panama City Beach, FL
Price
$ 320,000
Property Attributes
- MLS#795349
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodEmerald Cove Villas
- Zip32407
- Style
- Year Built2022
- Taxes$ 2980
- Price$ 320,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1615
- Lot Size0.11 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to elevated coastal living, beautifully furnished and more in ready. This nearly new home in Emerald Cove Villas offers a refined blend of comfort, privacy, convenience, and coastal style. Just three years old, the home has been lovingly maintained and is being offered fully furnished with high-end, beautifully curated coastal furnishings, allowing you to simply arrive, unpack, and begin enjoying the Panama City Beach lifestyle. Ideally located for experiencing everything Panama City Beach has to offer, the home provides easy access to Front Beach Road and the Gulf beaches, Hathaway Bridge and Panama City, and Highway 98 leading toward Pier Park. Thomas Drive offers convenient access to the Bay, while exceptional restaurants, shopping, entertainment, and recreation are all just minutes away. Tucked within the peaceful and beautifully maintained Emerald Cove Villas community, the property enjoys a particularly desirable setting, backing to private wetlands that provide additional privacy and a tranquil natural backdrop. The professionally landscaped yard is complemented by an underground sprinkler system for easy maintenance. Step inside and you'll immediately appreciate the home's sophisticated coastal aesthetic. The high-end furnishings have been thoughtfully selected to create a relaxed yet elegant atmosphere, with a fresh coastal palette that feels both luxurious and inviting. The great room and owner's suite feature nine-foot tray/vaulted ceilings with crown molding, recessed lighting, ceiling fans, and multiple dimmer switches, adding architectural detail and ambiance throughout the main living spaces. The kitchen features granite countertops and a clean, timeless design that complements the home's coastal character. Luxury Vinyl Plank flooring extends throughout the main living areas, while all three bedrooms feature comfortable carpeting. Additional features and upgrades include Low-E windows throughout, LeafFilter gutter protection, orange-peel textured walls, knockdown ceilings, and a spacious garage with lighted overhead ceiling storage, shelving, and brackets. Appliances and window treatments are included as well. Outside, Emerald Cove Villas offers beautifully illuminated streets, sidewalks throughout the community, and a dedicated dog park for four-legged residents and guests. The neighborhood is primarily owner-occupied, creating a welcoming residential atmosphere while still providing the flexibility to enjoy the property as a second home or investment. Whether you're looking for a full-time residence, a stylish second home, or a turnkey investment property, this home offers an exceptional opportunity to own a beautifully furnished coastal retreat in a quiet and convenient Panama City Beach location. There's nothing left to do but bring your suitcase. The home is fully furnished, beautifully appointed, and ready for you to start enjoying from day one. High-end coastal furnishings. Nearly new construction. Private wetlands backdrop. Quiet community. Exceptional location. Truly move-in ready. Schedule your private showing today and experience the effortless coastal lifestyle waiting for you at Emerald Cove Villas. Measurements are approximate. Buyer to verify all information deemed important.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 9/17/2026 | Listed $320,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Utilities | Cable Connected,Underground Utilities |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Emerald Cove Villas |
| Special Listing Conditions | Listed As-Is |
| Status | Pending |
| Directions | From Hathaway Bridge turn right on Wildwood St, then left into Emerald Cove community. Take the 1st right turn onto Cove Villa Street. The house will be on your left. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 4792 |
| Elementary School | Breakfast Point |
| Land Lease Y/N | false |
| Tax Annual Amount | 2980.23 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0321 - Beach - North Central |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Vacant |
| Year Built | 2022 |
| Association Fee Includes | Association Management,Legal/Accounting |
| Heating | Central |
| Cooling | Central Air |
| Appliances | Electric Range,Electric Water Heater,Ice Maker |
| Patio/Porch Features | Covered,Patio,Porch |
| Construction Materials | HardiPlank Type |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 2 |
| Garage Spaces | 2 |
| Architectural Style | Craftsman |
| HOA Fee | 620 |
| Assoc Fee Paid Per | Annually |
| Security Features | Smoke Detector(s) |
| New Construction | false |
| Roof | Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Coffered Ceiling(s),Double Vanity,Main Level Primary,Soaking Tub,Separate Shower,Walk-In Closet(s) |
| Furnished Units | All Units |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Features | Sprinkler System,Paved |
|---|---|
| Lot Size Area | 0.11 |
| Lot Dimensions | 50.0 ft x 100.0 ft |
| Lot Size Acres | 0.11 |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 1615 |
| Waterfront Y/N | false |
| Fencing | Partial |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32407
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
