Address
3519 Cottage Cove Lane, Panama City Beach, FL
Price
$ 393,074
Property Attributes
- MLS#785018
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodSanctuary Beach
- Zip32408
- Style
- Year Built2026
- Price$ 393,074
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1765
- Lot Size0.08 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Welcome to 3519 Cottage Cove Lane at Sanctuary Beach in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Norfolk floor plan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. This home features bright entry hall leading to the main living area. Garage access is conveniently located off the entry hall as well as a half bath. The living area has an open kitchen with peninsula bar and space for seating. EVP flooring is throughout the main level in all common and wet areas while each bedroom has carpet. White cabinetry is complemented by quartz countertops, and the kitchen will have appliances including a stove, microwave and dishwasher. All bedrooms are upstairs, and the primary bedroom is located just off the landing overlooking the back of the home. It is perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity. The two additional bedrooms share a Jack and Jill bathroom with separate single sink vanities and a combination shower tub. The additional bedrooms are spacious and feature large closets for storage.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 2/10/2026 | Listed $440,950 |
| 3/6/2026 | 7$470,950 |
| 3/16/2026 | 2$460,950 |
| 3/16/2026 | 2$470,950 |
| 3/17/2026 | 2$460,950 |
| 4/22/2026 | Listed $459,900 |
| 5/5/2026 | 1$455,301 |
| 5/6/2026 | Listed $454,251 |
| 5/15/2026 | Listed $455,301 |
| 6/2/2026 | 7$424,242 |
| 6/9/2026 | 6$450,702 |
| 6/16/2026 | 1$446,103 |
| 6/29/2026 | 1$441,504 |
| 7/13/2026 | 1$436,905 |
| 7/21/2026 | 5$415,060 |
| 7/28/2026 | 1$409,900 |
| 8/19/2026 | 1$414,854 |
| 8/25/2026 | 5$393,074 |
General Features
| Utilities | Electricity Available |
|---|---|
| Property Subtype | Single Family Residence |
| Community Features | Pool,Community Pool,Gated,Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Sanctuary Beach |
| Status | Active |
| Directions | From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 3485 |
| Elementary School | Patronis |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0319 - Beach - East |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Occupancy Type | Vacant |
| Year Built | 2026 |
| Association Fee Includes | Association Management |
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Oven,Electric Water Heater,Gas Range,Plumbed For Ice Maker,Tankless Water Heater |
| Patio/Porch Features | Patio,Covered,Porch |
| Construction Materials | HardiPlank Type,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 2 |
| Garage Spaces | 1 |
| Architectural Style | Craftsman |
| Stories Count | 2 |
| Levels | Two |
| HOA Fee | 2163 |
| Assoc Fee Paid Per | Annually |
| Pool Features | Community |
| Security Features | Carbon Monoxide Detector(s),Gated Community,Smoke Detector(s) |
| New Construction | true |
| Accessibility | Smart Technology |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Double Vanity,Interior Steps,Smart Home,Soaking Tub,Separate Shower,Smart Thermostat,Upper Level Primary,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Plans |
| Half Baths | 1 |
| Total Stories | 2 |
Exterior Features
| Lot Features | Sprinkler System |
|---|---|
| Lot Size Area | 0.08 |
| Lot Dimensions | 40x80 |
| Lot Size Acres | 0.08 |
| Road Frontage Type | Private Road |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 1765 |
| Waterfront Y/N | false |
| Exterior Amenities | Patio,Rain Gutters |
| Foundation Details | Slab |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32408
Price
Year Built
In The Neighborhood
Panama City
$ 568,999
3515 Cottage Cove Lane
Panama City, FL 32408
- Type
- Single Family
- Size
- 2,400 SqFt
- Rooms
- 4 Beds + 3 Baths
Panama City Beach
$ 115,000
3526 Cottage Cove Lane
Panama City Beach, FL 32408
- Type
- Single Family
- Rooms
- 0 Beds + 0 Baths
Panama City
$ 579,000
3513 Cottage Cove Lane
Panama City, FL 32408
- Type
- Single Family
- Size
- 2,314 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Panama City Beach
$ 645,000
3522 Cottage Cove Lane
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 2,254 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Panama City Beach
$ 459,900
3547 Sanctuary Drive
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 1,765 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 459,900
3551 Sanctuary Drive
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 1,765 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 469,900
3564 Sanctuary Drive
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 1,846 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City
$ 82,500
3914 Bungalow Lane
Panama City, FL 32408
- Type
- Single Family
- Rooms
- 0 Beds + 0 Baths
Panama City
$ 650,000
3533 Sanctuary Drive
Panama City, FL 32408
- Type
- Single Family
- Size
- 2,662 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 479,899
3566 Sanctuary Drive
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 2,245 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 524,900
3916 Magnolia Bluff Lane
Panama City Beach, FL 32408
- Type
- Single Family
- Size
- 2,245 SqFt
- Rooms
- 4 Beds + 3.5 Baths
Panama City Beach
$ 79,900
3549 Sanctuary Drive
Panama City Beach, FL 32408
- Type
- Single Family
- Rooms
- 0 Beds + 0 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
